We Help Businesses Like Yours get Sustainable Loans

A Loan Is The Best Way To Fund Your Business.
Rates Start at 5.25% APR. Get $50,000 to 10M In 7 Days Or Less.

Feeling bored or Useless during this epidemic? Worry no more

We’re hiring remote workers to work from home.

send an application to: recruitment@planetfinances.co

Hire Employees, Refinance High-Interest Debt Or Buy Real Estate.

Our loans offer low interest, long terms and no restrictions.

Interest rates start at just 5.25%. Working capital and real estate loans up to $5 million.

MORTGAGE CALCULATOR

Rates From 5.25%

Borrow from $50,000-$5M at rates that start at 5.25% APR. No other online lender can beat our loan rates or terms guaranteed.

One Application, 33+ Lenders

We understand the underwriting criteria and lending preferences of each bank. When lenders compete for your business, you win, save time and get better rates.

Working Capital or Real Estate

Our loan products are perfect for all of your business needs whether its working capital, purchasing equipment or buying office space.

Fast, Simple & Secure

Our application is 100% online, safe and secure. Your information is completely secure and encrypted. Our average borrower saves 34 hours on SBA paperwork.

More Loans, More Business

Qualify for more financing with flexible debt-to-income limits. We fund loan up to $10 million.

Fast Financing, 24/7 Support

We’ll help you close quickly. Getting pre-qualified takes just 2 minutes and most loans fund in just 7 days. Need help? Our consultants are available 24/7 on chat, email or phone.

The Average Borrower Saves 34 Hours, Increases Funding Success by 350%.

Instantly receive multiple funding options for your business. SBA funding in four easy steps:

  • Prequalify without Impacting Your Credit
    • Fill out our application and, in just a few minutes, we can provide an online pre-qualification.
  • Provide Business and Financial Information
    • Tell us more about your business. Submit financial statements and tell us how loan proceeds will be distributed. Our team will guide you every step of the way.
  • Verification and Packaging
    • We will review your financials, confirm chances of funding, package the application and distribute it to multiple lenders. Our team will use competing offers to maximize loan amount and deliver the lowest rates.
  • Funding
    • After final approval, funds will be delivered to your account in as little as 7 days.

$50 Million In Planet Finance Funding Since 2016.

We Work With Businesses Of All Sizes In Hundreds Of Industries.

The Planet Finance Difference

Our guiding principle is to put people at the center of everything we do. Empathy coaching, human-centered design and behavioral economics practices anchor our work in meeting people’s needs.

The Win-Win-Win

Partnerships with others enable us to impact financial health on a large scale. We collaborate to design and deliver financial health services that are a win for people, for our partners, and for GreenPath.

The People Behind The Planet Finance

The people behind The Planet Finance are caring, compassionate and creative. This is more than a job for most of us. We are on a mission to make it easier for people to be financially well.

Flexible SBA Loan For Every Use Imaginable.

We guarantee the best rates, low monthly payments, no prepayment penalties, and no upfront fees.

Move or Expand Your Space

Give your business room to grow with a bigger office, new retail location, or buy commercial property with a Planet Finance commercial real estate loan.

Buy Inventory or Equipment

Invest in new equipment and fulfill every order through bulk inventory purchases

Hire More Employees

Take your business to the next level by expanding your team and adding new skill sets.

Refinance Debt

Convert high-interest debt into one monthly payment at a fixed rate you can afford, with no early repayment penalties.

Testimonials

Planet Finance Express Loan

$50,000 to $150,00

Our SBA Express product is the perfect loan for businesses looking to grow, purchase equipment, and refinance existing debt. This loan product is perfect for smaller businesses that are considering or already have alternative business loans. We will beat any online lender’s terms, guaranteed.

Our Express loans can be used for:

  • Short term working capital
  • Operational expenses and/or inventory
  • Debt refinancing of high-interest business loans
  • Purchase equipment, machinery, furniture, fixtures, or materials

Planet Finance(a) Working Capital

$150,000 to $10 million

Our Planet Finance(a) working capital loan product is the perfect loan for slightly larger businesses ($350,000 or more in revenue) looking to grow, purchase equipment, and refinance existing debt. Most loans are funded in as little as 3 weeks. We will beat any online lender’s terms, guaranteed.

Working capital loans can be used for:

  • Short or long-term working capital, including seasonal financing
  • Operational expenses, accounts payable and/or inventory
  • Inventory and receivables, under special conditions
  • Purchase equipment, machinery, furniture, fixtures, or materials
  • Acquisition, operation or expansion of an existing business

Planet Finance Commercial Real Estate

$150,000 to $10 million

The fastest and easiest way to buy a commercial property and office space. With 25-year terms and interest rates ranging from 4% to 6.50%, our commercial loan is perfect for buying office, retail or warehouse space. Business owner must occupy at least 51% of the property.

Our real estate loans can be used to:

  • Purchase real estate, including land and buildings
  • Construct a new building or renovate an existing building
  • Refinance commercial real estate debt
  • Finance leasehold and building improvements

We Make Small Business Loans Easier, Faster And More Affordable.

Fill out our simple, hassle-free application. Here are our minimum requirements:

  • 1 Year of Business History
  • Minimum $100K in Revenue
  • Minimum $10K in Revenue
  • 1:1 Business Cash Flow to Debt Ratio
  • Loans $50-$150K: No Minimum FICO

  • Loans $150K+: Personal FICO of 675+
  • No Startups
  • No Open Tax Liens
  • Personal Guarantee Required
  • 51% owner occupied for real estate loans

Get Pre Approved Instantly — It Won’t Affect Your Credit Score!

At least one year of operating history and a minimum of $100K revenue is required.
Have questions? We are only a call, email or chat away.

© 2017 Planet Finance LLC is a registered trademark or service mark of Planet Finance LLC. All rights reserved.

Company

+14073372118

Contact Us
3304 N. University Drive, Suite 300 Coral Springs, Florida 33065
+14073372118 ; +1 970-368-4782