Our Loan Marketplace Makes
Lenders Compete For Your Business

10-year payment terms

No pre-payment penalties

Affordable monthly payments

What is a Guaranteed Loan?

A Guaranteed loan is a perfect product to assist starting or expanding businesses. Your business can benefit from an SBA Loan if you are seeking help to expand, purchase equipment, or refinance an existing debt at the lowest available rates.

*Our rates start at just 5.25%. Most loans are funded in as little as 1 week.

Interest Rates

5.25% – 8.25%*

Loan Amount

$50,000 – $5 million

Loan Terms

10 – 21 Years

Speed

Funding in 21 Days

Where can I apply for this Loan?

In the past, your only option to apply for an SBA Loan is to walk into a local bank. Now, you can easily apply online and allow Loans to find the perfect loan lender for you. Our proprietary technology let’s us pre-qualify borrowers within 2 minutes without impacting your credit score.

 Through our technology we are able to automatically collect and package a comprehensive loan application as per the SBA’s requirements. As a marketplace, we connect our applicants to the lenders that have the highest chance or interest in funding their loan.

What are the requirements to apply for this Loan?

We work with businesses of all sizes in hundreds of industries. Here are our minimum qualifications:

  • Year of Business History
  • Minimum $100K in Revenue
  • Minimum $10K in Profit
  • 1:1 Business Cash Flow to Debt Ratio
  • Loans $50-$150K: No Minimum FICO

  • Loans $150K+: Personal FICO of 675+
  • No Startups
  • No Open Tax Liens
  • Personal Guarantee Required
  • 51% owner occupied for real estate loans

What documents will I need to apply?

Loan applications typically require a lot of time and energy. But we know that time is very valuable for business owners like you. That’s why we only request documents that will help you in your application. We will not let you waste time in gathering unnecessary documents. To help you prepare, here is a list of documents that are commonly required in the Loan application

  • Driver’s License
  • Voided Business Check
  • Bank Statements
  • Balance Sheet
  • Profit & Loss Statements

  • Business Tax Returns
  • Personal Tax Returns
  • Business Plan
  • Business Debt Schedule

Why apply for a Loan via the Planet Finance Loans?

Planet Finance Loans is the nation’s first and only non-commissioned business lender. We make small business loans easier, faster, and affordable for growing businesses such as yours. We guarantee the best rates, low monthly payments, no prepayment penalties, and no upfront fees. Our commitment is to help you achieve your business goals. When you succeed, we succeed.

How much does Planet Finance Loan really cost?

Our service is completely success based. We charge fees when you successfully get funded from one of our lenders, totaling only 2-4% of your funding amount. There will be a 2.25%-3.5% guarantee fee paid to the SBA depending on the loan amount and the term length. The interest for your loan typically ranges from 5.25% – 7.5% with amounts ranging from $30,000 to up to $5 million.

What can I use my Planet Finance loan for?

You can use your Planet Finance loan for a variety of purposes.

Debt Refinancing

Convert high-interest debt into one monthly payment at a fixed rate you can afford, with no early repayment penalties.

Buy Inventory

Invest in new equipment and fulfill every order through bulk inventory purchases.

Expand Your Business
Grow your business by spending more on marketing, getting a new website, expanding to new markets and launching new products.

Hire More Employees

Take your business to the next level by expanding your team.

 

Trust Without Borders

Start Your Planet Finance Loan Today!

Fill out the form below and get a pre-qualification in 2-minutes.

© 2017 Planet Finance LLC is a registered trademark or service mark of Planet Finance LLC. All rights reserved.

Company

+14073372118

Contact Us
3304 N. University Drive, Suite 300 Coral Springs, Florida 33065
+14073372118 ; +1 970-368-4782